Mini Review: Camera Ready Cosmetics' AfterPay
Thursday, August 23, 2018
Let me preface this by saying I'm friends with the owner of Camera Ready Cosmetics (CRC) and her manager, however, I'm not paid by them nor have an affiliate account with them (at this time) for this review. All products mentioned in this post were purchased by me and were not compensated in any manner.
Recently, Camera Ready Cosmetics joined with AfterPay as a payment method. AfterPay allows a person to shop at one of the vendors they work with and make bi-monthly payments on goods purchased. It's very popular in Australia and has made it's way to the US. It's similar to another company that has their own payment plan except AfterPay allows a person to make FOUR payments with each payment due every two weeks. The other company allows for three equal payments over the course of three months. It's a no-interest, no credit check way to make payments on those purchases.
Initially, I was skeptical because I had never heard of AfterPay but after being told by a LOT of Aussie women that it's fantastic, I decided to give it a whirl and make a small order within my budget.
On August 14, 2018, I place an order for the following items.
Mehron Mixing Liquid 4.5oz
Make Up For Ever Refillable Makeup Palette - XL (41122)
Vueset Viking Jack - 12 Sections
Ben Nye Empty 12-Well Palette
Viseart Petit Pro Palette
I DO hold a gold pro account with them so I don't pay full retail so my order total came to $50.96. I paid $12.74 immediately on the order and my next payment is in five days with the next payment two weeks after that and the final payment two weeks after that. So long as my payment is made on time I won't be charged an $8 per week fine (capped 25% of the order value).
My order came yesterday in the middle of a sudden downpour and the box came soaking wet. This was NOT the fault of Camera Ready Cosmetics but rather of my mail person but luckily I had come home when I did because while the shipping box was no longer reusable the contents inside were safe and sound. As I opened the box the products had tissue on top, the products in the middle, bubble wrap immediately under it and then more tissue on the bottom. It was well protected. Chris told me even if the contents were damaged they would have been more than happy to replace the items. Luckily I didn't have to have a replacement. (But I think I should get a bigger mailbox. lol)
So far I'm VERY pleased with AfterPay BUT I do have to caution you about it. It's EASY to go over budget with programs such as this because you can quickly rack up debt this way. I WILL be using AfterPay again with Camera Ready Cosmetics BUT I also place myself on a budget each month for cosmetic, skincare, and hair care products so even if I use this I have to make sure my payments fit within my monthly budget. So if my budget is $100 total and my payments are $150 every two weeks obviously that's not within my budget.
I honestly believe that newer makeup artists who are on a tight budget but want real professional products for their kit but can't afford to build their kit quickly should try AfterPay with Camera Ready Cosmetics. Just remember to stick within your budget and you'll have a fully stocked kit within months.
I've also opted to let it "play out" to see how AfterPay really works and at the end of September when my last payment is made I plan on placing another order with Camera Ready Cosmetics. But so far, I like it. I like it alot and I think CRC has won me over from my other favorite online shopping store. ;)
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